I believe you are correct if you are a new owner. I also think that if you are a current owner, you can do three 50 point contracts.
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Thanks for the response; that makes sense and weāre in a simliar situation. We are currently āresaleā members and we are likely āexpireā before the Poly contract. Just spoke with our guide and the additional āclosingā cost for splitting into (3) 50 pt. contracts is an additional $550. Iāve watched the resale market and it seems the delta between smaller (50 pt) and larger (150 pt) contracts is around $20-$30ppā¦BUTā¦then weād have to pay closing costs for selling each smaller contract and that adds up depending on listing agency. It may be a financial wash; but thatās how we are leaning.
** My guide also clarified that the new points will have a prorated cost for 2024 annual dues. So on a 150 point contract, the 2024 annual dues should be around $51 for the 2024 full points. And those points can be rolled to 2025 (or used yet in 2024 if there is availablity). Not sure about Magical Beginnings (tbd on October 1)ā¦
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Thatās my understanding as well; we are āresaleā members at the moment. So that must be why my guide is saying we can split this up.
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As a new owner, when you buy direct, the incentives (at least for RR) get higher with higher point values. If you were to break the contract into 2 smaller contracts, would you lose the higher incentives?
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No, you would keep the higher incentives, but if you are a new owner you would need to purchase the minimum required on one of the contracts.
If the minimum is 150, you could get the 200 point incentive if you bought a 150 and 50 contract.
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Iām not planning to buyā¦but this does make me curious.
So, if you are a resale owner who already has more than 150 points (but none of which are direct from Disney), can you buy 150 points, and split them immediately? And if so, can you specify how you want them split? Like, could I say (hypothetically) that I wanted two 75-point contracts??? Or does Disney only allow certain quantities?
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Thank you!
They have allowed you to split however you want but there are fees on each contract.
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Just curiousā¦ your current discount chart for the RR for existing members only goes up to 299 pts. Is there an even higher discount for 300+ points? (Just comparing the discounts for existing owners to new owners.)
I donāt think so. Thatās where the chart ends. The add-on incentive brackets are the same for all the resorts. Hereās the link to the article I pulled the chart from
The VDL chart I posted was when it was first announced vs a hotel thatās already been in existence for a while. Maybe thatās why it has incentives to 1,000+ 
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Thanks! Yes, there is an extra incentive level for new owners from 300 to 499 points. These RR incentives expire 9/30/2024. I am hoping they increase after that rather than decrease 
.
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If available, can anyone post a link here to final floorplans and square footage for the 1 BR villas for the Riviera vs the new Poly tower? I canāt seem to find this info. (FYI, I have already watched the video tour of the room.) Thanks!
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I canāt find the Poly square feet anywhere. I did find that Riviera is 813 sq. Ft.
Are you considering those two resorts?
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Yes, depending on discounts. Pros and cons of each. We really like the Riviera, and the atmosphere that seems a little more laid back. Epcot is now our favorite park and we love the skyliner, which is just a few steps from the building. Bus service to MK seems pretty efficient. I appreciate the roominess of the 1 BR villa, and lots of storage space and options. No need to have suitcases lying about.
But I have to realize that we are getting older, and our kids will have more years to use the points than we do. If they have kids, they might want to be closer to MK. When we visited the Poly in July, it was very busy and bustling, which is not really what we like, but I can understand that with little ones, it might be more convenient to be on the monorail. Also, I think the new Poly 1 BR villas (like BLT) have a second full bathroom with a shower and toilet, which the Riviera 1BR does not have. That really comes in handy sometimes in the AM! 
I think in order to add that though, they might have had to cut down on closet/storage space from the Riviera floorplan.
The other consideration is: Which resort will be easier to book at 7 months, and which will you really need the 11-month advantage? My guess is that, at least for a while, it will be harder to book the Poly at 7 months.
Just some things we are mulling over, but then we have been āmulling overā DVC for years, and havenāt managed to pull the trigger yetā¦
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I do think floorplans matter, but square footage is less important than whether the floorplan is well designed to make good use of the square footage. For example, the CCV 2BR is miles smaller than the OKW 2BR but I didnāt miss the square footage at CCV in the least because it was so well planned.
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I think purely based on size and number of units, Riv will always be easier to book at 7mos
Of course, I suppose over time more and more people will be restricted to only using points there so that might not always hold true.
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If EP is important to you, I have a friend that is a Poly owner and she has a talent for walking to the TTC and being the first family in line at EP.
My DVC will one day belong to my son. We have talked about his plans. He has said that he loves the fact he could always sell if he decided he doesnāt want to travel to Disney resorts in his 50s. Have you discussed this? I am wondering if the resale restrictions are a consideration?
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One of the things that makes DVC unique vs. other time shares is that there is a resale market value. I get that Disney is trying to drive direct sales, but restricting resales at new resorts in this way is damaging to the brand in my opinion. It preys on people who donāt research, especially with the price per point that they are charging at the new resorts.
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I would predict that Poly resale will hold a higher value since it would be able to be used at more resorts for more years (at least CC, GFV, GCV,AKL, Aulani, BLT, SSR, and OKW as well as Poly) when all the 2042 resorts expire. But Riviera resale will only be able to be used at Riviera. I could be wrong, but it is an issue for me.
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Is this true, or are new resorts all part of a āGroup Bā? Like can you use Riviera resale points at Ft Wilderness cabins, DVC Tower at DLH, Reflections, etc.? Iām honestly not sure but that was what I had in my head.