To make any kind of reservation at WDW you need a credit card on file to guarantee it.
I have such a card.
I have no difficulty in making ADRs, because I have a credit card on file.
But if I try to buy a customised magic band it cannot find my credit card. Ever. After much rage and complaint Disney gave me $50 compensation for this.
Today I discover that it cannot find my credit card if I want to make SWGE bookings. I could find available slots. No problem. I just couldn’t book them.
I am so fed up with how shit Disney IT is.
I am incandescent with rage.