Credit Card Rewards & Points General Thread

Checking my daily US Postal Service scanned mail message I see this is set to arrive today:
I am going to bet this is an elevated offer for the business cards, showing up just in time for Companion Pass Season.

But, if last year’s bonuses for these cards is any indication, I don’t think I’m going to mark this one in the Pro column - while both Biz cards had 120K bonuses last year as well, they also raised the spend from a fairly pedestrian $4K or $5K to a whopping $15k!

IMHO, An extra 40K SW Rewards is so very NOT worth that much extra spend.

Let us proceed with the very tenuous hope that after having increased the card annual fees this year that they temper those crazy spend increases in the hopes that more people go for it.

I doubt they will, but I am manifesting it by speaking it out loud.

(Source on this images is US Credit Card guide, helpful historical charts there for all cards.)

:police_car_light: EDIT TO ADD: :police_car_light:

Digging a little more on the previous 120K offers, it looks like that US Credit card guide didn’t update their charts to include another instance of them back in March - and Upgraded Points had the following information that makes the elevated spend more palatable.

If the latest bonus is the same, then being able to just spend the $3K for 60K bonus would be a great option to earn the Companion Pass without too much effort.

Also, to reiterate: There is probably no universe where I would then spend an additional $12,000 on that card for 60K more points. Right now, in fact, one could apply for a Chase Ink card and earn 90K Chase UR for “only” $6K spend - and if one wanted could transfer those points to SW later. (Although I wouldn’t do that either.)

2 Likes