Ok I’m entering dangerous territory … I’m starting to seriously think about buying in to DVC.
In the past I’ve been hesitant because it’s such a big fixed expense. I’d rather pay cash and maintain flexibility. But Disney has become such a big part of my life I’m sure I’d be able to get my money’s worth. Still, I’m going to wait until after my May trip to make any big decisions - I want to be sure this is something our family wants and will enjoy.
So this may be the first of several posts with questions I will have.
Question 1: How many points should I buy? Specifically, my question is on the margins.
Say I know exactly how many points I want for a specific week / villa type that will be our typical vacation choice. But obviously the exact number will change over the years. So am I better off buying a few more points than I need, or a few less?
If I’m short, my understanding is that you can buy single-use points from Disney to “top up” as the Brits say. But if I have a few extra, what can I do if I’m already fully banked? Can I rent out, say, 10 points? Or will I most likely lose them?
Other background: I will almost certainly buy resale since I don’t need all the incidental benefits and don’t trust that they’ll stay in place anyway. I’m thinking of BWV since it’s a resort I like with a good location, though we may book elsewhere sometimes. I plan to only use my points every 3 years, so I will bank and borrow to accumulate my points to Year 2.