Well @Jeff_AZ your thread on DVC points took an odd left turn
That’s very generous of you!
When I first started thinking about buying DVC points, I was thinking 50, then 100, then settled on the idea of 60-80 as a good starting place. I instead bought two 50 point contracts. It remains to be seen if this is too much, not enough, or just right. I’ll just have to see how it goes. It’s hard for me to predict what I will use because I am hoping to use points with my niece and her family at some point, by myself, with my kids, with friends. So in short, I anticipate not having enough.
You looking at 2BR only because of family size?
Mostly. I’ve thought about 2 studios as well but I do like the kitchen / laundry setup as well.
There will be some loss of flexibility in needing to both borrow and bank to make 3 years of points come together for a trip in part due to the banking deadline. And if your every-three-year plan gets off by a year you may need to rent points or take a revised/shorter trip one year to use your points in a useful way, but should be doable.
I don’t see a huge issue with “dialing in” the exact number of points you need & how that is affected by year-on-year changes and resort choices. Worst case you get one or two less days in a villa and/or have to get a room somewhere else for those nights. Best case scenario you get extra days and/or better views.