I picked up the Southwest Card deal where I got 60,000 points due to a liner posting about it either here or in chat.

I just redeemed all my points for Disney gift cards! I don’t remember seeing Disney gift cards on there when I looked last time so I was excited to see that!

So far it’s not favorable. It costs 3,000 points to get a $25 gift card.

Meanwhile, $1 equals roughly 62 points for flights. So you’re basically halving it with the gift card. Which is to be expected a bit as SW wants you spend the money with them, not others.

But, do the rapid rewards expire within 12 months? Either way, we’ve flown SW for the last 2 trips and will again for the next 2. I should have about 10,000 points total if they carry over.

Yes, that is true, but it is also important to point out that people should do the math about their options before jumping at an off-brand points redemption. In general, an off-brand redemption gives a poor value exchange on your points when compared to an on-brand redemption. However, if you are unable to do an on-brand redemption then the points are effectively zero value to you, so getting WDW CGs is a win! However, that opens up the question of why get a credit card that gives you points you can’t directly use, when you could get another card with a similar intro deal that gives you points that you can more easily use?

Yes, this is also true. Sometimes it is difficult to get the comparable value for a given trip, so you have to decide whether it is “worth it”. For example, for a recent trip I got only 0.83 cents per mile for AA miles valued at 1.4 cents, but I had a ton of points and didn’t feel like forking over the cash. However, on the same trip I got 1.88 cents per point for Marriott points valued at 0.8 cents (with the strong likelihood of being upgraded to an even more expensive room), so I figure that overall I’m getting pretty good value!