New to DVC. Not sure if I’ll explain this right, but I am hoping someone can help answer this question. We are planning a 5 day trip in January. Luckily, we got 5 consecutive nights at Riviera, but it is a lot of points. I am going to try to wait list and build a potential alternative at beach club (which would be fewer points, and we love that resort). I know it’s unlikely, but worth a shot. I have 1 night so far, in the middle of the trip. At this point, I am out of points from my 2023 use year but have plenty of points to borrow from 2024. I know that borrowing is a 1-way transaction. If I end up getting what I need at BC and can cancel Riviera (at 31 days), I think I am fine, because the points used to book Riviera are from 2023. So they’d just go back into 2023, and I can bank in advance of my cut off. But let’s say I only get 2 nights at BC, and we decide we’d just rather stick with Riv to avoid a split stay. Some used to book the BC room are borrowed, so I would have to use them before the end of my use year. But I’m still staying at the Riv. If you call DVC, will they swap out the points, so that the Riv stay uses the borrowed points, and the 2023 points are back in your account (and can be banked for the next year)?
Sorry for the lengthy message. I hope this makes sense. Thank you for your thoughts!