Insurance?


#1

Trip insurance - yes or no? Get it through Disney or other company? Thanks for your opinion!


#2

I purchased Travel Guard insurance on my last trip when I rented points. You cannot cancel a rented point reservation through DVC Rental Store. They do have “insurance” but it’s not that great. After having kids, we’ve had to cancel a few non-Disney trips for various reasons. I now have a threshold of trip cost where I automatically buy trip insurance. I didn’t have any issues with Travel Guard, but I also didn’t have to use it. It was relatively inexpensive and covered a whole slew of stuff.


#3

MouseSavers.com has a lot of good info in trip insurance: https://www.mousesavers.com/other-travel-savings/#tripins

In general, the Disney-offered trip insurance is often more restrictive and more expensive than trip insurance you purchase from a third party.


#4

Sorry, I can’t agree. Disney’s insurance covers vacation plus flight. When I missed out on Disney’s insurance I tried to get insurance elsewhere. It was twice as expensive.


#5

thank you for asking this have bought through the cruise lines and Disney before and the link through mousesaves is much less


#6

Well, your experience seems to go against the advice from MouseSavers and other Disney travel sites, plus my own experience. Not sure why third parties were more expensive for you.