Very true. And actually, I carry around two cards. One I am actually using, and a blank one. If I find the one I’ve been using suddenly turns up missing, I can immediately go in, transfer the balance to the blank one, and I’m back in business.
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Pretty sure I just said that. 
Perhaps. But I started reading after your post. So I claim ignorance!!!
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I’m so confused now. I think I was just trying to say that I managed with just the e-cards and not transferring any to physical cards.
Yes! I think Apple just works differently.
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This is such a weird frustrating limitation
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Agreed.
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