If I link our park tickets to our magic bands, and then something happens so we can’t go, do I lose the value of the park tickets or can I use them at a later date? The reason I am asking is that I need to know whether I should insure them through our travel insurance. If I can use them at a later date, I won’t insure them.
Tickets are valid until the first day you use them to enter a park. They don’t have anything to do with the magic band. That’s just a way for them to access your ticket. Once you use it the first time any days you haven’t used expire 14 days later. The only exception I’ve seen is a few tickets that came from outside re-sellers that had an expiration date. Tickets direct from Disney do not expire if unused.