HELP me understand please!
I usually buy WDW trip insurance because of my 10 y/o son’s medical history (leukemia survivor), but this year I didn’t. Back in May, I declined the trip insurance when I put my $200 deposit down. Having second thoughts, I called WDW a couple weeks later and was told I could add it to my package at any point up to the final payment. That all makes perfect sense except for the pre existing condition.
Now, this is why I’m confused. My son is having a biopsy done on a growth in his eye on 7/1 and while we are very hopeful it’s nothing, given his history we have to consider it being something. That brings me back to the pre existing condition.
What is WDW policy on that? It used to be you had to buy this insurance at the time of the $200 deposit. Has that changed? Can I buy the insurance up until our final payment due date (8/13) and have what will be a pre existing condition covered? – assuming that this is more than just a growth.
Thanks for any help!