Discounted Gift Card Calculation Sheet

@Razsav Thanks! I’ve seen people mention those Amex offers a few times lately and checked, but nothing.

I never see them mentioned in the Amex e-mailings, do you go out and check on the site at regular intervals or find out about them another way?

All of you are geniuses!!! I’m going to have to do some studying to make sure I understand.

question:
Will the DSA work if you’re using a TA?

About the AMEX rewards: if you go to the website for your card, they’ll have a tab for rewards and it’ll have a bunch of discounts or gift cards at a reduced price.

@hmperry If by DSA you mean the DVA (Disney Vacation Account) then YES! It will work with your travel agent. Just ask them to treat it like a gift card transaction when your TA speak with the CM.

Hi all!
Just a warning… Target cancelled my recent wdw gift card online ordering attempts. I called Target to inquire and, after spending 15 min on hold, the Target CS guy said that I have reached my “limit” of Disney gift cards. :flushed: :persevere:
I asked if there is a timeframe on this limit, or if I can never again order Disney gift cards online with target… I didn’t really get an answer. He said I could try again in a couple weeks, but I think he just wanted me off the phone cause he couldn’t or didn’t want to give a clear answer. He did tell me I could just go to the store and buy the gift cards there. Thanks buddy. :roll_eyes:
Needless to say I’m pretty bummed. My sister will let me use her red card account to continue making Disney gift card purchases, but I’m worried maybe target is catching on to the “double dipping” discount trick. Hopefully they just flagged me and there won’t be a change to their system for everyone.

I did this recently (1st week of December), and ordered a total of $3000 in Disney gift cards from Target. My approach was this: click through givingassistant.com to get to cardpool.com for 2% cash back (which they deliver to your debit account remarkably fast). Buy Target gift cards on cardpool.com, using CapitalOne card (2% rewards), at a discount ranging from 6.7% to 4%. click through givingassistant.com (or ebates, etc.) to get to Target for additional cash back. Then, I got the 5% redcard discount.

The only limitation I found was that givingassistant (and ebates, and others) say you’ll only get 2% cashback from cardpool.com for the first $1000 you spend. That’s easily circumventable, by just not creating a user account on cardpool and proceeding as a guest. Target never imposed any limitation for me, though I purchased over the course of about 4 weeks in multiple separate orders.

Raise.com is saying in the Target info area that gift cards cannot be used to buy other gift cards. Does that make this all moot?

I believe that has been the standard policy since the start, but Disney gift cards fall under the category of “Entertainment cards”, so a happy loophole!

I am bring this back because right now BJ’s Wholesale has $100 Disney gift cards for $91.99 (reduced from ($95.99). Currently Discover card has 5% cashback on first $1500 or purchases at wholesale clubs. If you factor that in the card net cost is $87.39 for a $100 gift card.

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