DBF and I are headed down in 8 days, we got free dining and everything is paid for. We have a small budget (between $800 and $1000) for souvenirs, two OOP TS meals, lyft rides if needed, and any extra drinks/snacks. My question is, which method of payment would be better/smarter?
Option 1: Use the prepaid MasterCard that’s already on my MDE account. This is the card I used to book my ADR’s and is listed on my online checkin page. I would prefer this option, so we can just use our Magic Bands to pay for everything, and it also would be easier to track spending, as I would only use this card for when we’re in Disney (it’s my HR Block card). Cons are, I’m concerned about holds and not being able to access the money that’s on there.
Option 2: Use my regular everyday debit card to just pay for things as we go and not use Magic bands. I don’t want to put my debit card down for the hotel as I don’t want any of my bills back home to be affected by holds.
We also have a few gift cards (about $100 worth) and will have maybe $200 in cash between the 2 of us. Which option would be better in our situation? Neither of us has any credit cards, so they are not an option unfortunately.
Thanks guys! Sorry if I’m rambling and/or confusing!