So we have our money for our vacation and have been looking into the process of buying GCs and putting them into the Disney Vacation Account to pay for our trip. I was wondering if there are any down sides or “be aware of” issues that go with it? DH brought up the point asking if we put the GCs into the Disney Savings Account (DSA) and purchase the trip/insurance. We are “locked” into going because we used GCs. He is concerned about something happening and us not being able to go and all that money being locked into Disney.
I know if we put the money into GCs and put that into an DSA and want a refund from that we have to have it go back on a GC and I can see that locking the money in. But if we put GCs into the DSA and purchase the vacation package (room/tickets/dinning) and something happens and we can’t just reschedule, and have to actually cancel we would have the trip insurance and if its not covered by insurance we can cancel up to a certain time and Disney will only charge a little fee to no fees (depending on time before trip), right? how they refund the money if we do have to cancel after we purchase everything? Would it have to go back on to the DSA or do they just issue a check?
We would save about $296 by buying the GCs, but my DH has me worried now that “if” (I hate “ifs”) something happens we are locked into Disney and no way of getting our money back.
Sorry so long. Thanks in advance for any opinions you might have.