I found this website really helpful in (over)planning our meals using the dining plan. The fact is that it takes some work to maximize the value, so it’s probably easier from both a psychological perspective and a planning perspective to not try. That said, I definitely get the urge. I also think it’s about what type of dining you like. There are tons are great counter service options available either in or near all of the parks, so you don’t have to do a TS meal every day to eat well. That said, sitting down and getting waited on often feels really nice at the end of a busy day.
http://wdwprepschool.com/maximizing-disney-dining-plan-credits/